Decentralized F.I.R.E.

Time Currency Calculator

Ever wondered how much a purchase really costs you in terms of time? This calculator helps you see the true cost of an item by converting its price into the hours of your life you’d need to work to afford it. Understanding your expenses in terms of “time currency” can provide a new perspective on spending and help you make more mindful financial decisions.

How to Use the Time Currency Calculator:

Enter the Cost of the Item:

Input the price of the product or service you’re considering purchasing.

Input Your Hourly Wage or Annual Salary:

  • If you know your hourly wage, enter it in the "Your Hourly Wage" field.
  • If you’re salaried, enter your annual salary in the "Your Annual Salary" field

  • Adjust Withholdings:

    Use the slider to set the percentage of your earnings that goes to taxes and other withholdings. This allows for a more accurate representation of your take-home pay.

    View the Cost in Time:

    The calculator will show you the total hours of work required to afford the item. Additionally, it will break down how many full 8-hour workdays that equates to.

    Time Currency Calculator

    How much will that purchase *really* cost you?

    $

    Input either your hourly wage or your annual salary

    $
    $
    0%
    99%
    This item will cost you
    0 hours of your life.
    Assuming an 8 hour work day, that's your first
    0 work days.

    Why This Matters:

    By understanding how much time you’ll spend working to pay for something, you gain a new perspective on whether the purchase is truly worth it. It’s not just about the money; it’s about valuing your time and making conscious financial choices. Start thinking of your expenses in terms of hours worked, and take control of your financial future!